The ability to concentrate and to use your time well is everything if you want to succeed in business–or almost anywhere else for that matter.
Lee Iacocca


Goals are important for all of us and can be applied in everyday life in order to attain achievements and perform better overall in a number of different areas. From when I was a kid I was taught to work towards set goals. I now understand that no matter how big or small the goals are , sacrifices are always involved in order to achieve them.

This theory carries over into the financial world. Whether you are working towards saving for a new house , a new car or even starting your own business doing all of these things requires making savings and sacrificing things that would otherwise drain your money that you don’t really need.

A way of doing this I found really helpful was downloading a budgeting app. Budgeting apps can help you to manage your money whilst saving at the same time. It is very easy to spend over your assigned budget so saving and budgeting is also associated with self-discipline.