About

Hello! I am Savvy Financial Latina! I’m 23, married, and living in Dallas, Texas. I come from a very modest low-income family where I learned hard work and determination pay off. I didn’t have it all. I worked hard during school, and received a 100% 4 year scholarship to university (My parents helped pay for my living expenses for three years! I’m very thankful!). I graduated with my Bachelor’s in Global Business (Major Honors, Magna Cum Laude) in 3 years at age 21, and then graduated a year later with my Master’s in Supply Chain Management at 22. A year later, I finished my MBA at age 23; again debt-free! I met my hubby in college and we have been married for almost 2 years now :)

During school, I did internships, volunteered, became a student leader, worked for a start-up, and consulted with a company for 6 months. I was offered several competitive offers, and decided to accept an offer with the company I had consulted with for 6 months during graduate school.

We don’t have crazy amount of debt. Through hard work, some luck, and help from family I graduated with no debt. My hubby worked through his undergraduate studies, lived at home, and his parents paid for his tuition. We had a $5K car loan that we quickly paid off.

I work as an sourcing analyst for a Global 500 company. I have a great job, I’m not complaining, but it’s not enough for me. You might wonder why, you might say I’m overly ambitious, but hey that’s me.  I want to accomplish a lot of things in life. I want to be financially independent, contribute the maximum amount to our retirement accounts, have own our business, own our home (no debt), own our cars (no debt), be a career woman, help my mom buy a nice home, help my brother go to college, help my mom financially, travel the world, live in a different country, become an executive, contribute to charity, spoil my grandparents, among other wishes.

With so many dreams, I need goals to stay objective (Check out the Goals tab).

I think knowledge is power. When I was growing up, people hoarded knowledge to stay ahead, and my family due to circumstances often found out information too late. I made it a goal to be as informed as possible. I don’t always have it right, but I want to share what I know, and I want to see what other people know, too!

I’m writing to document my progress in life, career, and money. Follow me on my journey! :)

Yes, this is a picture of me covering my face! I’m not ready to stop blogging anonymously yet.

DISCLAIMER: Despite taking several finance courses, I do not have any financial credentials. At school, professors teach you how to calculate return of bonds, cost of capital, derivatives, options, etc, but they DO NOT teach you about personal finance!!! I will be expressing my own opinion. I am no expert financial planner. No content is endorsed by my employer. All comments are property of their authors, and do not represent my opinion. The main purpose of this site is for some leisure entertainment reading. I do not promise to spell or use proper grammar, either. 
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